Conservative

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Target returns

Annualized return of 4% to 6% per annum

Asset allocation

90% into fixed income and 10% into equities.

The target allocation may change according to our views on the financial markets.

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Suitable for

Investors that seek for stable and steady returns over the short to medium term.

Moderately

Conservative

Target returns

Annualized return of 5% to 7% per annum

Asset allocation

70% into fixed income and 30% into equities. The target allocation may change according to our views on the financial markets.

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Suitable for

Investors that have below average risk tolerance and seek for stable and steady returns over the short to medium term.

Balanced

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Target returns

Annualized return of 6% to 8% per annum

Asset allocation

50% into fixed income and 50% into equities. The target allocation may change according to our views on the financial markets.

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Suitable for

Investors with a medium to long term investment horizon, who want reasonably good returns and are able to bear some risk.

Moderately Aggressive

Target returns

Annualized return of 7% to 9% per annum

Asset allocation

30% into fixed income and 70% into equities. The target allocation may change according to our views on the financial markets.

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Suitable for

Investors that aim for capital appreciation over the long term, have above average risk tolerance and can bear volatile market conditions.

Aggressive

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Target returns

Annualized return of 8% to 10% per annum 

Asset allocation

10% into fixed income and 90% into equities. The target allocation may change according to our views on the financial markets.

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Suitable for

Investors that aim for capital appreciation over the long term, and are able to handle higher risk and can bear temporary market setbacks.